:root {
  --page: #F4F6F8;
  --navy: #122C5B;
  --amber: #F0B429;
  --ink: #1A1A1A;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--page);
  color: var(--ink);
  font-family: "Inter", sans-serif;
  font-size: 16px;
  line-height: 1.65;
}

a {
  color: inherit;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: var(--navy);
  border-bottom: 3px solid var(--amber);
}

.header-inner,
.section-shell,
.footer-inner {
  width: min(1160px, calc(100% - 40px));
  margin: 0 auto;
}

.header-inner {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--page);
  font-family: "IBM Plex Sans", sans-serif;
  font-weight: 700;
  font-size: 14px;
  line-height: 1.05;
  letter-spacing: 0.02em;
  text-decoration: none;
}

.brand-mark {
  width: 37px;
  height: 37px;
  display: grid;
  place-items: center;
  color: var(--amber);
}

.brand-mark svg {
  width: 35px;
  height: 35px;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 25px;
  color: var(--page);
  font-size: 13px;
  font-weight: 600;
}

.main-nav a,
.text-link,
.site-footer a {
  text-decoration: none;
}

.main-nav a:hover,
.main-nav a:focus-visible,
.site-footer a:hover,
.site-footer a:focus-visible {
  color: var(--amber);
}

.header-cta {
  padding: 9px 16px;
  background: var(--amber);
  color: var(--navy);
  font-size: 13px;
  font-weight: 700;
  text-decoration: none;
  transition: background 180ms ease, color 180ms ease;
}

.header-cta:hover,
.header-cta:focus-visible {
  background: var(--page);
  color: var(--navy);
}

.stats-section {
  padding: 82px 0 74px;
  background: var(--page);
}

.stats-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(0, 1.05fr);
  gap: 68px;
  align-items: end;
}

.eyebrow {
  margin: 0 0 13px;
  color: var(--navy);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  font-family: "IBM Plex Sans", sans-serif;
}

h1 {
  max-width: 650px;
  margin-bottom: 20px;
  color: var(--navy);
  font-size: clamp(38px, 5vw, 66px);
  line-height: 1.03;
  letter-spacing: -0.045em;
}

.lead {
  max-width: 590px;
  margin-bottom: 23px;
  font-size: 17px;
}

.text-link {
  display: inline-flex;
  gap: 10px;
  align-items: center;
  color: var(--navy);
  font-size: 14px;
  font-weight: 700;
  border-bottom: 2px solid var(--amber);
}

.text-link span {
  font-size: 20px;
  line-height: 1;
}

.stats-board {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border: 1px solid var(--navy);
  background: var(--navy);
}

.stat-item {
  min-height: 186px;
  padding: 26px 19px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  gap: 20px;
  color: var(--page);
  border-left: 1px solid var(--page);
}

.stat-item:first-child {
  border-left: 0;
}

.stat-item strong {
  font-family: "IBM Plex Sans", sans-serif;
  font-size: clamp(27px, 3vw, 41px);
  line-height: 1;
  letter-spacing: -0.05em;
}

.stat-item span {
  font-size: 12px;
  line-height: 1.45;
  font-weight: 500;
}

.stat-amber {
  background: var(--amber);
  color: var(--navy);
}

.steps-section {
  padding: 80px 0 92px;
  background: var(--navy);
  color: var(--page);
}

.steps-section .eyebrow {
  color: var(--amber);
}

.section-heading {
  max-width: 720px;
  margin-bottom: 42px;
}

.section-heading h2,
.contact-intro h2 {
  margin-bottom: 15px;
  font-size: clamp(30px, 4vw, 48px);
  line-height: 1.08;
  letter-spacing: -0.04em;
}

.section-heading p:last-child {
  max-width: 620px;
  margin-bottom: 0;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1px solid var(--amber);
  border-left: 1px solid var(--amber);
}

.step-card {
  min-height: 460px;
  display: flex;
  flex-direction: column;
  border-right: 1px solid var(--amber);
  border-bottom: 1px solid var(--amber);
}

.step-label {
  padding: 13px 18px;
  color: var(--navy);
  background: var(--amber);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.13em;
  text-transform: uppercase;
}

.step-card img {
  width: 100%;
  height: 170px;
  display: block;
  object-fit: cover;
  filter: saturate(0);
}

.step-content {
  padding: 24px 22px 26px;
}

.step-content h3 {
  margin-bottom: 12px;
  color: var(--amber);
  font-size: 24px;
  line-height: 1.15;
}

.step-content p {
  margin-bottom: 0;
  font-size: 14px;
  line-height: 1.65;
}

.step-icon-card {
  background: var(--page);
  color: var(--ink);
}

.step-icon {
  min-height: 170px;
  display: grid;
  place-items: center;
  color: var(--navy);
}

.step-icon svg {
  width: 76px;
  height: 76px;
}

.step-icon-card .step-content h3 {
  color: var(--navy);
}

.contact-section {
  padding: 84px 0 0;
  background: var(--page);
}

.contact-layout {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 70px;
  padding-bottom: 72px;
}

.contact-intro h2 {
  color: var(--navy);
}

.contact-intro p:last-child {
  max-width: 480px;
  margin-bottom: 0;
}

.contact-details {
  margin: 0;
  border-top: 3px solid var(--amber);
}

.contact-row {
  display: grid;
  grid-template-columns: 120px 1fr;
  gap: 15px;
  padding: 22px 0;
  border-bottom: 1px solid var(--navy);
  font-style: normal;
}

.contact-key {
  color: var(--navy);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.11em;
  text-transform: uppercase;
}

.contact-row a {
  color: var(--navy);
  font-weight: 700;
  text-decoration-color: var(--amber);
  text-decoration-thickness: 2px;
}

.privacy-wrap {
  border-top: 1px solid var(--navy);
}

.privacy-policy {
  max-width: 790px;
  padding: 34px 0 38px;
}

.privacy-policy h2 {
  margin-bottom: 8px;
  color: var(--navy);
  font-size: 17px;
}

.privacy-policy p {
  margin-bottom: 0;
  font-size: 13px;
}

.site-footer {
  background: var(--navy);
  color: var(--page);
}

.footer-inner {
  min-height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  font-size: 12px;
  font-weight: 600;
}

.site-footer a {
  color: var(--amber);
}

@media (max-width: 820px) {
  .stats-layout,
  .contact-layout {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .steps-grid {
    grid-template-columns: 1fr;
  }

  .step-card {
    min-height: 0;
  }

  .step-card img {
    height: 230px;
  }

  .step-icon {
    min-height: 160px;
  }
}

@media (max-width: 620px) {
  .header-inner,
  .section-shell,
  .footer-inner {
    width: min(100% - 28px, 1160px);
  }

  .header-inner {
    min-height: 68px;
    gap: 12px;
  }

  .main-nav {
    display: none;
  }

  .brand {
    font-size: 12px;
  }

  .brand-mark,
  .brand-mark svg {
    width: 31px;
    height: 31px;
  }

  .stats-section,
  .steps-section,
  .contact-section {
    padding-top: 58px;
  }

  .stats-section {
    padding-bottom: 58px;
  }

  .stats-board {
    grid-template-columns: 1fr;
  }

  .stat-item {
    min-height: 0;
    padding: 20px;
    border-left: 0;
    border-top: 1px solid var(--page);
  }

  .stat-item:first-child {
    border-top: 0;
  }

  .contact-layout {
    padding-bottom: 52px;
  }

  .contact-row {
    grid-template-columns: 1fr;
    gap: 5px;
  }

  .footer-inner {
    min-height: 90px;
    flex-direction: column;
    align-items: flex-start;
    justify-content: center;
  }
}